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The Index closing level on the pricing date, which was 1, The notice focuses in particular on whether to require holders of these instruments to accrue income over the term of their investment. We will not have any obligation to consider your interests as a holder of the notes in taking any corporate action that might affect the value of the Index and the notes. It is possible that hedging or trading activities of ours or our affiliates could result in substantial returns for us or our affiliates while the value of the notes declines. If we were to default on our payment obligations, you may not receive any amounts owed to you under the notes and you could lose your entire investment. Selected Purchase Considerations. The following table, graph and examples illustrate the hypothetical total return at maturity on the notes. The notes are not designed to be short-term trading instruments. JPMS intends to offer to purchase the notes in the secondary market but is not required to do so.

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